| Real estate investment loans can be obtained | | | | reserves.For a real estate investor seeking a |
| from savings banks and commercial banks, | | | | loan, there are many options. Some of the |
| savings and loan associations, thrifts and | | | | mortgage financing options include commercial |
| loans, and from credit unions. Other sources | | | | loans, bonds or stocks, syndicate equity |
| from where a loan can be sought are insurance | | | | financing, and security agreements. The five |
| companies, mortgage bankers, finance lenders, | | | | essentials needed for a loan are interest |
| pension funds, mortgage trusts and investment | | | | rate, terms, payment, final value, and |
| trusts. Real estate investment loans and | | | | principal. These mathematically interrelated |
| property investment loans are even offered by | | | | elements alter automatically when there arise |
| private individuals.The two types of real | | | | any small change in any one of the values.To |
| estate investment loans are residential and | | | | get a loan, there are no pre-determined |
| commercial. Residential category loans, which | | | | limits set for the real estate investors. |
| are often called as Non-Owner Occupied (NOO), | | | | Real estate investment loans are provided as |
| include those investment properties (less | | | | interim, short term and as long term loans. |
| than 4 units) that are bought and are planned | | | | Various types of loans offered include |
| for rental income and future appreciation. | | | | permanent debt, construction debt, structured |
| While a commercial category consist of those | | | | financing, bridge/interim financing, equity |
| apartment buildings with 5 or more units, | | | | financing, mezzanine financing, foreclosure |
| warehouse, mix-used buildings, and stores. | | | | investor money, hard money loans and |
| The interest on the investment property loan | | | | residential repair funding. To those |
| is paid from the rental incomes. The major | | | | investors in metropolitan areas who like to |
| factors that are considered before an | | | | buy houses, fix them up, and resell them, the |
| investment property loan is granted are | | | | hard money loans are the best choice. |
| investor's income, credit scores and | | | | |