| Real estate investment loans can be obtained from | | | | income, credit scores and reserves.For a real estate |
| savings banks and commercial banks, savings and loan | | | | investor seeking a loan, there are many options. Some |
| associations, thrifts and loans, and from credit unions. | | | | of the mortgage financing options include commercial |
| Other sources from where a loan can be sought are | | | | loans, bonds or stocks, syndicate equity financing, and |
| insurance companies, mortgage bankers, finance | | | | security agreements. The five essentials needed for a |
| lenders, pension funds, mortgage trusts and investment | | | | loan are interest rate, terms, payment, final value, and |
| trusts. Real estate investment loans and property | | | | principal. These mathematically interrelated elements |
| investment loans are even offered by private | | | | alter automatically when there arise any small change |
| individuals.The two types of real estate investment | | | | in any one of the values.To get a loan, there are no |
| loans are residential and commercial. Residential | | | | pre-determined limits set for the real estate investors. |
| category loans, which are often called as Non-Owner | | | | Real estate investment loans are provided as interim, |
| Occupied (NOO), include those investment properties | | | | short term and as long term loans. Various types of |
| (less than 4 units) that are bought and are planned for | | | | loans offered include permanent debt, construction |
| rental income and future appreciation. While a | | | | debt, structured financing, bridge/interim financing, equity |
| commercial category consist of those apartment | | | | financing, mezzanine financing, foreclosure investor |
| buildings with 5 or more units, warehouse, mix-used | | | | money, hard money loans and residential repair funding. |
| buildings, and stores. The interest on the investment | | | | To those investors in metropolitan areas who like to |
| property loan is paid from the rental incomes. The | | | | buy houses, fix them up, and resell them, the hard |
| major factors that are considered before an | | | | money loans are the best choice. |
| investment property loan is granted are investor's | | | | |