| No matter how you try to prepare for emergency | | | | done online, doing away with the paperwork and the |
| expenses, there are times when you'll need to get | | | | cumbersome documentations. This makes ICS one of |
| money, and fast. It could be anything - repair work, | | | | the easiest companies to do business with when it |
| medical emergencies, an important purchase - and you | | | | comes to pay day loans. |
| could be stuck with no other options. If you prefer | | | | Does ICS conduct credit checks? |
| short-term loans and are confident you can pay them | | | | If you have a less-than-perfect credit history or if your |
| off on time, then ICS pay day loans may just be what | | | | current credit rating is low, you don't have to worry. |
| you need. | | | | ICS does not conduct credit checks if you need a pay |
| Who is ICS? | | | | day loan. You don't even have to make a security |
| ICS is one of the leading providers of pay day loans in | | | | deposit in order for ICS to approve your loan |
| the United States. They pride themselves at being fast | | | | application. |
| and efficient, providing loans with the least possible | | | | A pay day loan with ICS is backed up with your |
| formalities to ensure that their clients receive what | | | | promise to pay, as evidenced by your postdated |
| they need within the shortest time possible. | | | | checks. ICS considers these checks as good as your |
| How do I apply for an ICS pay day loan? | | | | word when they conduct business with you. ICS does |
| While ICS would like to offer their services to | | | | not require you to submit bulky documentations and |
| everyone, they are still a business and they do operate | | | | most of the complexities associated with applying for |
| under a set of company rules and guidelines to protect | | | | a loan are done away with. |
| not just the company but also their borrowers. Like | | | | ICS will, however, verify your employment to make |
| most companies that offer pay day loans, ICS requires | | | | sure that you are a legitimate employee. They may |
| borrowers to meet certain criteria. These requirements | | | | also verify other details related to your employment |
| need to be completed first before ICS will review any | | | | that you provided on your pay day loan application. |
| pay day loan application. Only when these | | | | Other than that, they will also verify if you do own a |
| requirements are met that your loan application could | | | | checking account. |
| be approved and your money disbursed to you. | | | | How much can I expect to borrow from ICS? |
| These requirements include: | | | | The amount that gets final approval from ICS will |
| - you need to be at least 18 years old to apply. Minors | | | | depend on whether you've had past transactions with |
| are not considered eligible. | | | | ICS before and on your paying capacity. ICS makes |
| - you must be a resident of the United States | | | | sure you are not overburdened by your new pay day |
| - you must be a legitimate employee of a legitimate | | | | loan because this will mean you will have a difficulty in |
| company within the United States | | | | paying them back. |
| - you must be employed full-time | | | | However, if things look good, you could get a pay day |
| - you must have a minimum monthly salary of $1,000 | | | | loan from ICS of as much as $500 on the first try. If |
| - you must be able to issue postdated checks through | | | | you're a reliable borrower, your pay day loan amount |
| your own checking account | | | | can even increase on your subsequent applications. |
| What are the advantages of taking a pay day loan | | | | Again, this will all depend on whether you qualify for a |
| from ICS? | | | | pay day loan and whether you can demonstrate that |
| The loans and credit industry is quite big and very | | | | you can pay back your loan amount. |
| competitive, that's why ICS tries to provide reliable | | | | How long before ICS approves my pay day loan? |
| service to its clients. Their services are at par with | | | | As long as your requirements are complete and as |
| industry standards and to be able to service the | | | | soon as ICS checks and verifies your information, you |
| different needs of its clientele, ICS offers a variety of | | | | could get your pay day loan in your bank account |
| loan solutions, each one tailored for a different need. | | | | within 24 hours of your application. Some people have |
| ICS offers pay day loans online, allowing people to | | | | even had their loans approved and have received their |
| simply log on to their site, browse their products and | | | | pay day loan amount within the same day. |
| apply using an online application. All transactions are | | | | |