| Are you firmed up to remortgage and would like some | | | | applying for a new credit card, personal loan or cellular |
| relevant info? You indeed need to compare | | | | phone contract. All lenders will run a credit check and |
| mortgages and even consider self-build mortgages. | | | | each has its own system as to who they will accept. |
| There are 4 primary areas to consider when you look | | | | Bad credit mortgages are available and since lenders |
| for a new remortgage deal. They are all equally as | | | | regularly make an update it would be wise to consult |
| important and determining factor of the amount you | | | | our bad credit mortgage brokers for the latest rates. |
| can access from lenders and the interest rates that | | | | Income |
| you could be paying. | | | | There are various ways you can prove your income |
| Equity /Loan to value | | | | and many people express concern that they may fail |
| All lenders give weight to home cash you are going to | | | | to justify all of their income with pay slips. Depending |
| put into the deal to decide on how much they are | | | | on the extent of equity you can offer and your credit |
| willing to release to you. The more equity you have the | | | | score, it is not impossible to access a new mortgage |
| better the interest rate will be and more lenders will be | | | | without providing payslips or proving your income. |
| contending for your business. If you have a high loan to | | | | Interest rates. |
| value mortgage, do not worry there are still lenders | | | | With a new mortgage the question always pops up, |
| available. But you will be restricted if you fail to meet | | | | do you get or take a variable rate mortgage? There |
| the other requirements set out by the mortgage | | | | are always pros and cons to both kinds of mortgages. |
| lenders. | | | | As to which direction rates will move, you will need a |
| Credit Score | | | | destiny card reading and is not something we advise |
| Credit score is always crucial be it for the purpose of | | | | on but we can help you with your decision making. |